Terms of Service

1. Acceptance of Terms

By accessing or using pinion.vc (the Service), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Nature of the Service

The Service is a personal investment tracking and informational tool designed for angel investors. We are not:

• a broker-dealer
• an investment advisor
• a financial planner
• a fiduciary

The Service does not provide investment advice, recommendations, or endorsements.

3. No Investment Advice

All content, data, and insights provided by the Service are for informational and educational purposes only and do not constitute financial, legal, or tax advice. You are solely responsible for your investment decisions and should consult qualified professionals before making financial decisions.

4. User Responsibility

You agree that:

• You will independently verify any information before relying on it
• You bear full responsibility for your investment decisions
• You understand that investing involves risk, including total loss

We do not guarantee the accuracy, completeness, or timeliness of any data shown in the Service.

5. No Liability

To the maximum extent permitted by law, Pinion Ventures, LLC is not liable for any financial losses, missed opportunities, incorrect data, or decisions made based on the Service. This includes direct, indirect, incidental, or consequential damages. Use of the Service is at your own risk.

6. Third-Party Data & Integrations

The Service may rely on third-party data sources. We do not control or guarantee the accuracy of third-party data or the availability of integrations, and we are not responsible for third-party services.

7. Account & Data

You are responsible for maintaining the confidentiality of your account and all activity under it. We reserve the right to suspend or terminate accounts at any time.

8. Service Availability

We do not guarantee that the Service will be uninterrupted, secure, or error-free. We may modify or discontinue the Service at any time without notice.

9. Intellectual Property

All content, design, and software are owned by Pinion Ventures, LLC. You may not copy, reproduce, resell, or reverse engineer any part of the Service without permission.

10. Indemnification

You agree to indemnify and hold harmless Pinion Ventures, LLC from any claims, damages, or losses arising from your use of the Service, your violation of these Terms, or your investment decisions.

11. Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service constitutes acceptance of the updated Terms.