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Terms of Service

Effective Date: May 8, 2026  •  Pinion Ventures, LLC  •  pinion.vc


1. Acceptance of Terms

By accessing or using pinion.vc (the Service), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Nature of the Service

The Service is a personal investment tracking and informational tool designed for angel investors. We are not:

  • a broker-dealer
  • an investment advisor
  • a financial planner
  • a fiduciary

The Service does not provide investment advice, recommendations, or endorsements.

3. No Investment Advice

All content, data, and insights provided by the Service are for informational and educational purposes only and do not constitute financial, legal, or tax advice. You are solely responsible for your investment decisions and should consult qualified professionals before making financial decisions.

4. User Responsibility

You agree that:

  • You will independently verify any information before relying on it
  • You bear full responsibility for your investment decisions
  • You understand that investing involves risk, including total loss

We do not guarantee the accuracy, completeness, or timeliness of any data shown in the Service.

5. No Liability

To the maximum extent permitted by law, Pinion Ventures, LLC is not liable for any financial losses, missed opportunities, incorrect data, or decisions made based on the Service. This includes direct, indirect, incidental, or consequential damages. Use of the Service is at your own risk.

6. Third-Party Data & Integrations

The Service may rely on third-party data sources and service providers. We do not control or guarantee the accuracy of third-party data or the availability of integrations, and we are not responsible for third-party services.

Certain features transmit your content to third-party providers: the investor update AI analysis feature sends update text and PDF content to Anthropic, PBC for processing. By using this feature, you consent to that transmission and acknowledge that the content may include sensitive business information.

API key verification is handled by Unkey. Subscription billing is handled by Stripe. By using paid features, you agree to Stripe's terms of service. Logo images are fetched via logo.dev. We are not responsible for the availability or accuracy of data returned by these providers.

7. Account & Data

You are responsible for maintaining the confidentiality of your account credentials and all activity under your account. We reserve the right to suspend or terminate accounts at any time.

API Keys. If you create API keys, you are solely responsible for all access made using those keys — including access by AI tools or other third-party applications you connect. Treat API keys as passwords: do not share them publicly, do not commit them to version control, and revoke any key you believe may have been exposed. Pinion is not liable for unauthorized access resulting from a compromised key you issued.

Workspace Members. As a workspace owner, you are responsible for the members you invite. All workspace members have read access to the portfolio data in that workspace. Removing a member or revoking an API key is your responsibility.

8. Service Availability

We do not guarantee that the Service will be uninterrupted, secure, or error-free. We may modify or discontinue the Service at any time without notice.

9. Intellectual Property

All content, design, and software are owned by Pinion Ventures, LLC. You may not copy, reproduce, resell, or reverse engineer any part of the Service without permission.

10. Indemnification

You agree to indemnify and hold harmless Pinion Ventures, LLC from any claims, damages, or losses arising from your use of the Service, your violation of these Terms, or your investment decisions.

11. Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service constitutes acceptance of the updated Terms.

13. Contact

info@pinion.vc

© 2026 Pinion Ventures, LLC

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